Applied Mind Letter
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The Face Factor
Why Some Portfolios Carry More Than Money
Mar 2
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Applied Mind Letter
February 2026
The Hidden Design Inside Singapore Budget 2026
Policy on the surface. Psychology underneath.
Feb 16
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Applied Mind Letter
1
The First Anchor Is Making Decisions For Us
Why the first number you see controls every decision after
Feb 9
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Applied Mind Letter
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January 2026
The Optimization Trap
When analysis prevents deployment
Jan 26
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Applied Mind Letter
2
THE FOG IS MORE EXPENSIVE THAN THE TAX
Why wealthy families optimize for rules, not rates
Jan 19
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Applied Mind Letter
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The Cost OF Waiting For Certainty
Why waiting for perfect information means missing the opportunity
Jan 12
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Applied Mind Letter
2
You Signed Up for the Gym Last January Too
Motivation fades. Systems do not.
Jan 5
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6
December 2025
The Familiarity Trap
Why following something closely builds confidence but not edge
Dec 29, 2025
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2
The Holiday You Cancelled for a Loss You Never Took
How unrealised drops in your portfolio still rewrite your calendar and your lifestyle.
Dec 22, 2025
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Applied Mind Letter
Where a Stock Trades Shapes How You Think
The listing venue shapes our behavior more than we realize.
Dec 15, 2025
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Applied Mind Letter
2
Why the Exchange Rate Makes You Overspend
You are not buying goods. You are buying the feeling of being a smart shopper.
Dec 8, 2025
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Applied Mind Letter
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What Actually Stopped You From Investing
SGX is removing the friction that stopped you from investing
Dec 1, 2025
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Applied Mind Letter
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